Financial Planning

Whether it is your tax, retirement, estate, risk management, or investment planning, Byner Sheinberg & Associates (BSA) will work with you to achieve your financial goals. We provide financial planning for both individuals and businesses.

No matter what your financial situation is, our trained & experienced financial advisors will draft a strategy to help you maintain good financial health and accomplish your desired financial goals. We simply work these 4 steps:


A financial plan is a roadmap to see what your future will look like. Therefore, it becomes very important that you plan it right.

Our process include:

  • Reviewing your current situation
  • Setting up short term & long term financial goals
  • Analyzing financial risks & getting proper insurance
  • Plan for Current and Future Debts
  • Retirement & Estate Planning
  • Investment strategy to grow your wealth
  • Building emergency funds
  • Keeping track of your plan & maintaining it

For businesses, our process involves estimating the capital required and determining it’s competition along with framing financial policies in relation to procurement, investment and administration of funds of your enterprise.

The 4 pillars of business financial planning include:

  • Determining capital requirements
  • Determining capital structure
  • Framing financial policies
  • Effective utilization of scarce financial resources

A good financial plan helps in reducing the uncertainties of ever changing market trends which can be a hindrance to your growth. This helps in ensuring stability, growth, expansion and profitability.

Talk to us today & let us help you with your financial plan!